We are participating providers with most of the major HMO/PPO plans in the Waco area. Many of the HMO/PPO plans require that you have an authorization from your primary care doctor before you can see a neurosurgeon. Please check with your insurance company to see if this requirement must be met.

Listed below are some of the insurance companies that we are contracted with.

• Aetna
• Beechstreet
• Blue Cross Blue Shield of Texas
• Brazos Valley Health Network
• Cigna
• FirstCare
• HealthSmart
• Humana
• Medicaid
• Medicare
• PHCS
• Pro-Net
• Providence Health Alliance
• Scott & White Health Plan
• Texas True Choice
• Tricare
• Unicare
• United Healthcare
• Workers Compensation Insurance

For patients with commercial insurance, our office will file your claim with the insurance company. We require deductibles and co-payments to be paid at the time of service.

For our patients’ convenience we also accept cash, personal checks, debit cards, Mastercard, VISA , Discover and Care Credit.

Patients with no insurance will be required to pay at least ½ of the first office visit at the time of service. A payment plan will be arranged for the balance if necessary.

If surgery is recommended, a patient with no insurance is expected to pay a deposit, of at least ½ of the proposed surgery charges. A payment plan will be arranged for the balance if necessary.

Should you require hospitalization, Providence Health Center is the facility used by our doctor. The hospitals and our office are separate business organizations and you will be billed by each separately. Our bill will cover medical care administered by your neurosurgeon and his associates during your hospital stay.